Small print: *APR is Annual Percentage Rate and can vary based on creditworthiness and terms. 3.24% APR is based on maximum term of 48 months. Other rates and terms are available. Rate is subject to change. Payment Example: Borrow $20,000 at 3.24% APR for 48 months = $444.81/month. Must be NEW, 2017 or 2018 for boat, trailer and motor or personal watercraft and trailer. Note: if loan is for 60 months or more, current rates for small or large recreational items will take effect. Promotion ends 2/28/18.