Term Share Certificates (CDs)

Looking to earn more interest for your savings? Why not invest in a Share Certificate? Investments from 6 to 60 months are available at a better rate than our basic savings account programs. Even funds from your Individual Retirement Account can be placed into an IRA Share Certificate to earn you a higher rate of return.

Share Certificates offer a great way to put money aside for a specific time period while earning a competitive rate of return. Regardless if you are saving for a down payment on a home or a vacation, we have a program to help you save and earn for your future.

Regular Share Certificates

  • BALANCES AS LOW AS $500

  • DIVIDENDS ARE PAID MONTHLY

  • TERMS FROM 3 MONTHS TO 5 YEARS

  • TYPICALLY HIGHER RATE OF RETURN

  • SAFE AND SECURE

  • REGULAR AND IRA TERM SHARE CERTIFICATES AVAILABLE

  • VIEW RATES AND PURCHASE CDS WITH ONLINE BANKING

Current members can view current CD rates and/or purchase them through It’s Me 247 Online Banking.

A penalty is assessed should you cash in a Term Share Certificate early, see our staff for specific details.

Youth Share Certificates

  • For members age 17 and under

  • Minimum deposit of $100

  • Competitive interest rate

  • Monthly dividends

Designed for our members, age 17 and under, these Share Certificates offer a way to earn greater interest on your savings. With a minimum deposit of $100, you can lock into a very competitive interest rate on a 1, 2 or 3 year term and receive monthly dividends. Plus, you can make additional deposits in $50 increments during the first six months of your Youth Share Certificate term.

A penalty is assessed for early withdrawal of a Youth Share Certificate.

  • Please call (616) 336-3490 for current rates