Savings Share Account Rates
Rates effective 1/1/2020
| Share Account Type | APY* |
|---|---|
| Regular Savings | 0.15% |
| High Yield Savings** Under $25,000 | 0.20% |
| High Yield Savings** Over $25,000 | 0.30% |
| Individual Retirement Account | 0.20% |
| Money Market Checking Account** | Call For Rate |
| Christmas Club | 0.15% |
| Vacation Club | 0.15% |
*APY=Annual Percentage Yield. Fees, if applicable, may reduce earnings.
**High Yield Savings and Money Market Checking Accounts require a $1,000 minimum balance.
Term Share Certificate Rates
Rates effective 1/1/2020
| Term | APY* |
|---|---|
| 3 Months | 0.25% |
| 6 Months | 0.30% |
| 12 Months | 0.40% |
| 24 Months | 0.70% |
| 36 Months | 0.95% |
| 48 Months | 1.21% |
| 60 Months | 2.02% |
Rates based on term selected and on where purchased. Minimum $500.00 deposit required. Penalty for early withdrawal.
*APY=Annual Percentage Yield. Fees, if applicable, may reduce earnings.
Youth Share Certificate Rates
Rates effective 1/1/2020
| Term | APY* |
|---|---|
| 12 Months | 0.50% |
| 24 Months | 0.75% |
| 36 Months | 1.00% |
These Certificate Rates are only available to our youth club members 17 years old and younger. Minimum $100.00 deposit required. Penalty for early withdrawal.
*APY=Annual Percentage Yield. Fees, if applicable, may reduce earnings.
All rates are subject to change without prior notice. Please verify rate at time of purchase or enrollment
*APY = Annual Percentage Yield
