Savings Rates

Savings Share Account Rates

Rates effective 12/1/2019

Share Account TypeAPY*
Regular Savings 0.15%
High Yield Savings**        Under $25,0000.20%
High Yield Savings**        Over $25,0000.30%
Individual Retirement Account0.20%
Money Market Checking Account**Call For Rate
Christmas Club0.15%
Vacation Club0.15%

*APY=Annual Percentage Yield.  Fees, if applicable, may reduce earnings.

**High Yield Savings and Money Market Checking Accounts require a $1,000 minimum balance.

Term Share Certificate Rates

Rates effective 12/1/2019

TermAPY*
3 Months 0.25%
6 Months0.30%
12 Months0.40%
24 Months0.70%
36 Months0.95%
48 Months1.21%
60 Months2.02%

Rates based on term selected and on where purchased. Minimum $500.00 deposit required. Penalty for early withdrawal.

*APY=Annual Percentage Yield. Fees, if applicable, may reduce earnings.

Youth Share Certificate Rates

Rates effective 12/1/2019

TermAPY*
12 Months0.50%
24 Months0.75%
36 Months1.00%

These Certificate Rates are only available to our youth club members 17 years old and younger. Minimum $100.00 deposit required. Penalty for early withdrawal.

*APY=Annual Percentage Yield. Fees, if applicable, may reduce earnings.

All rates are subject to change without prior notice. Please verify rate at time of purchase or enrollment

*APY = Annual Percentage Yield