Term Share Certificates (CDs)

Looking to earn more interest for your savings? Why not invest in a Share Certificate? Investments from 6 to 60 months are available at a better rate than our basic savings account programs. Even funds from your Individual Retirement Account can be placed into an IRA Share Certificate to earn you a higher rate of return.

Share Certificates offer a great way to put money aside for a specific time period while earning a competitive rate of return. Regardless if you are saving for a down payment on a home or a vacation, we have a program to help you save and earn for your future.

Regular Share Certificates

  • BALANCES AS LOW AS $500

  • DIVIDENDS ARE PAID MONTHLY

  • TERMS FROM 3 MONTHS TO 5 YEARS

  • TYPICALLY HIGHER RATE OF RETURN

  • SAFE AND SECURE

  • REGULAR AND IRA TERM SHARE CERTIFICATES AVAILABLE

  • VIEW RATES AND PURCHASE CDS WITH ONLINE BANKING

Current members can view current CD rates and/or purchase them through It’s Me 247 Online Banking.

A penalty is assessed should you cash in a Term Share Certificate early, see our staff for specific details.

Youth Share Certificates

  • For members age 17 and under

  • Minimum deposit of $100

  • Competitive interest rate

  • Monthly dividends

Designed for our members, age 17 and under, these Share Certificates offer a way to earn greater interest on your savings. With a minimum deposit of $100, you can lock into a very competitive interest rate on a 1, 2 or 3 year term and receive monthly dividends. Plus, you can make additional deposits in $50 increments during the first six months of your Youth Share Certificate term.

A penalty is assessed for early withdrawal of a Youth Share Certificate.

  • Please call (616) 336-3490 for current rates

Our lobbies are open for transactions and inquiries. However, if you need assistance with Loans or Account Services please call 888.336.3490 to make an appointment or leave a message via the Contact Us button. Contact Us >